AssetPath Investment Property Calculator
Property
Start a property file
Create a new property, or open an existing asset from the Assets tab.
Bank Rate
Property
Foreign Buyer / AFAD / Stamp Duty
House-Land Package Holding Cost
This estimates cash the investor may need to personally cover before the property is completed and tenanted. It is treated as an upfront funding reserve, separate from the first stabilized rental year.
Rent And Expenses
Tax And Depreciation
Owner shares are normalised for tax allocation if they do not add to 100%.
Report analysis assumptions
These figures are used only to compare buying with keeping the cash. They affect the comfort score and scenario commentary, but they do not change rent, loan repayments, tax calculations, or weekly after-tax income. They are assumptions, not forecasts.
Bank rates are starter assumptions only. Edit the selected rate to match your broker's written quote, especially for foreign-buyer, investor and interest-only lending.
Assets
Asset Health And Cashflow Picture
Property Investment Comfort Score
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Portfolio Analysis
Click "New property" to create Asset 1, then save changes when you finish editing it.
Result
Net weekly cashflow before tax
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Rent after vacancy minus cash expenses and repayments.
Net weekly income after tax
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Weekly property income after the estimated change to the owners' income tax.
Estimated annual tax change
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How much less or more income tax the owners may pay after the rental result is included.
Gross rental yield
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Weekly rent x 52 divided by price.
Annual rent collected
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Adjusted for vacancy weeks.
Annual interest
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Uses loan less offset, not below zero.
Rental profit / loss for tax
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The rental result used for the tax estimate. It is not the same as money in the bank.
Cash needed before rent starts
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Extra cash set aside for interest and holding costs before the first rent arrives.
Foreign vs Local / PR Entry Cost
Default stamp duty
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Standard transfer duty for the selected state or territory.
Foreign surcharge / AFAD
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Extra foreign buyer duty before FIRB.
Foreign total stamp duty
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Default duty plus AFAD, excluding FIRB and legal costs.
Local / PR cash required upfront
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Deposit, local buying costs and pre-rent reserve.
Foreign buyer cash required upfront, including a cash purchase
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Cash payment for the property, AFAD/FIRB, buying costs and cash needed before rent starts.
Extra cost to buy as foreigner
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This is the hurdle your capital growth needs to beat.
All-in entry cost
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Purchase price plus selected scenario buying costs.
Annual Breakdown
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Interpretation
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